Your AI Financial Digital Twin. Simulate your future with 1,000 Monte Carlo paths. Chat naturally, explore scenarios, get personalized insights.

Your Financial Profile
💰 Savings Rate —
Savings Rate

Percentage of income saved after expenses. ≥20% is strong, 10–20% is below average, <10% is critical.

🛡️ Emergency Fund —
Emergency Fund

Months of expenses your savings can cover. ≥6 months is safe, 3–6 months is thin, <3 months is risky.

📊 Expense Ratio —
Expense Ratio

Percentage of monthly income consumed by expenses. ≤50% is ideal, 50–70% is high, >70% limits wealth building.

Choose a Scenario
💼
Continue Working
Normal salary growth & investing
🚀
Quit & Start Business
High risk, high potential reward
📈
Aggressive Investing
Higher equity allocation
🏠
Buy a House
EMI commitment + property equity
🔄
Career Switch
Short-term cut, long-term growth
⚙️
Custom
Define your own parameters
Custom Parameters
🏠 Buy a House — Parameters
📈 Aggressive Investing — Parameters
🔄 Career Switch — Parameters
🚀 Start a Business — Parameters
📊 All Scenarios — Side-by-Side Comparison
Median Net Worth
—
Most likely outcome
Best Case (P95)
—
Top 5% of outcomes
Worst Case (P5)
—
Bottom 5% of outcomes
Goal Probability
—
Chance of reaching target
Ruin Probability
—
Chance of going broke
Baseline Median
—
Continue working (reference)
—
—
Wealth Trajectory — Projection
Median
P25–P75
P5–P95
Baseline
Baseline (Continue Working)
Selected Scenario
🧠
AI Analysis & Recommendation
💬
finTWIN AI
Ask me anything about your finances

Hi! I'm your AI Financial Digital Twin. I can remember your goals during this session, turn life plans into simulations, and update the dashboard from plain English.

Try prompts like:

  • "What if I get a 50% raise?"
  • "I want to buy a house in 2 years, have a kid in 4 years, and maybe switch jobs"
  • "I want ₹1 crore by age 40"
  • "Set inflation to 6%"

I'll simulate the scenario and give you data-driven insights.